About Us

Advance Capital Now – Empowering Your Business Growth

Welcome to Advance Capital Now, your trusted partner in business financing and growth. At Advance Capital Now, we understand the unique challenges and aspirations of business owners across various industries. Whether you’re a retailer, restaurateur, hotelier, medical professional, contractor, manufacturer, wholesaler, or automotive dealer, we are here to facilitate the financing solutions that propel your business forward.

Our Commitment: At Advance Capital Now, we pride ourselves on being a market leader, offering a diverse range of financing options tailored to meet the specific goals of small and midsize businesses. Recognized for our reliability and exceptional customer service, we are dedicated to providing flexible financial solutions that empower your entrepreneurial journey.

Our Services: Our comprehensive business finance solutions include unsecured revenue-based financing, such as merchant and business cash advances, term loans, and lines of credit (LOCs). We also specialize in secured and unsecured prime and subprime SBA loans, along with asset-based lending.

Why Choose Advance Capital Now:

  • Tailored Financing: We work directly with business owners to tailor financing solutions that align with their unique needs and objectives.
  • Industry Recognition: As one of the most reliable and respected names in the industry, Advance Capital Now stands out for its commitment to excellence.
  • Nationwide Coverage: Headquartered in Boca Raton, Florida, with a network of affiliated offices and sales representatives, we provide capital throughout the U.S., Puerto Rico, and Canada.

Our Vision: American business owners embody outstanding vision and perseverance. At Advance Capital Now, we recognize the challenges small business owners face, from hiring the right people to generating new customers. We believe that solid financial partnerships can make the difference between a thriving business and one that struggles.

Meet Our Leadership:

Alan H. Lubitz Owner/Manager & General Counsel

Prior to founding Advance Capital Now, Mr. Lubitz practiced as both a Certified Public Accountant and an attorney in the corporate world and the professional environment. With a background in tax, real estate, finance, and civil litigation, Mr. Lubitz brings a wealth of expertise to our team. As the Owner/Manager and General Counsel, he ensures a full alignment of the company’s strategic, legal, and financial resources.

Patricia A. Rathgeb Owner/Chief Operating Officer

Ms. Rathgeb, an owner of Advance Capital, manages operations, business development, customer experience, information technology, and human resources. With over twenty-five years of leadership experience, she is regarded as an expert in business transformation, sales, management, and technology strategy. Her extensive knowledge in real estate and finance, coupled with successful ventures like Affordable Mortgage and Loan, Inc., and Boca Palm Realty, Inc., enriches the diverse skill set of our leadership team.

Explore Our Blogs:

We are excited to announce the launch of our blogs, where we share valuable insights, industry trends, and expert advice. Stay tuned for informative content that empowers you on your business journey.

Connect with Us:

Ready to explore financing options or have questions? Visit our Contact Us page, and our team will be delighted to assist you. At Advance Capital Now, we are committed to being your trusted partner in business growth.